Foreclosure Defense Attorneys

Blutter & Blutter has over 50 years of experience among the partners in the areas of foreclosure, short sale negotiation, and property law. They have the experience and depth of knowledge you are looking for in legal representation, and offer unique one on one service that will give you confidence that your interests are being protected by an attorney that cares about you, your family and your future. Contact a Long Island foreclosure defense attorney today to find out more about the foreclosure process and the different options you have available to you.

Areas of Practice: Foreclosure Defense

Blutter & Blutter can offer you help, guidance, and experience in all of the following areas of foreclosure defense, and more. Click on the links below to find out more information about these topics.

The Foreclosure Process
The foreclosure process is full of complexities and difficulties. This process can take anywhere from a few months, to a year or longer. Foreclosures can sometimes be difficult to understand, and you may not be aware of all the options that are available to you. An attorney may be able to help you avoid foreclosure. Read more aboutthe foreclosure process...

Why Fight Foreclosure
A foreclosure can negatively affect your life in numerous ways. If it is not too late, it is a good idea to fight your foreclosure, and look for other options of paying your mortgage and moving. This can help you avoid a negative mark on your credit score, as well as leave you in a better financial position. Read more about fighting foreclosure...

Ramifications of Foreclosure
There are numerous ramifications i8nvolved in allowing your home to go into foreclosure. These can include a negative credit rating, which will make it very difficult for you to get a loan in the future. A foreclosure follows you for years to come, and it is important to try to avoid the negative association that comes with a foreclosure. Read more about the ramifications of foreclosure...

Second Mortgage Foreclosure
If you have a second mortgage that is in danger of defaulting, this can lead to foreclosure on your home. Even if you are absolved of the responsibility of your first mortgage during your foreclosure, you may still be responsible for the amount still owed on your second mortgage. Read more about second mortgage foreclosure...

Short Sale
A short sale may be a good option for you if you are at risk of defaulting on your loan. A short sale may leave you in a better financial position than a foreclosure will and will have less of a negative marking on your credit score. Your lender may work with you to sell your property for less than the amount you owe. Read more about short sale...

Avoiding Scams
During this real estate and economic crisis, it is important to get legal help you can trust. Many people have fallen victim to scams in which they are promised legal help to save their home, modify their loans, or get them cash for keys. Don't fall victim to a foreclosure or loan modification scam. Read more about avoiding scams...

Strategic Default
In some instances, it may be most beneficial for you to conscientiously default on your mortgage. This is an important decision that needs to be made with the guidance and advice of an experienced attorney. A strategic default may allow you to save money in the long run. Read more about strategic default...

Reasons to Consider Strategic Default
While a strategic default may sound strange, there are many reasons to consider this course of action. If you strategically default on your mortgage you may be able to save a lot of money on making payments for a loan that you would eventually default on anyway. This money may be useful for when you move out of your home. Read more about reasons to consider strategic default...

Underwater Mortgage
If you owe more on your mortgage than the value of your house is actually worth, your mortgage is underwater. This may arise from taking out a second or third mortgage, or because the value of your home has decreased due to the current real estate market. You may have options when it comes to this problem. Read more about underwater mortgage...

1099-A/1099-C
If you have lost your home to foreclosure, it is important to acquire forms 1099-A and/or 1099-C. These are tax forms that you will need when completing your taxes after your foreclosure. If your debt has been forgiven, that may be considered taxable income. Read more about 1099-A and 1099-C...

Walk Away Mortgage
In some circumstances, a homeowner may find it beneficial to walk away from their mortgage. This is similar to strategic default. It is important to speak with an attorney before walking away from a mortgage as this is frowned upon more in different states. Read more about walk away mortgage...

Mortgage Modifications
An experienced attorney may be able to help you work with a lender to modify your mortgage. This is a good option to avoid negative credit score and to avoid losing your home. This is a complicated process that requires knowledgeable legal help, but may be most beneficial for you and your lender. Read more about mortgage modification...

Contact a Long Island foreclosure defense attorney today to find out more information about foreclosures and discuss your options.